Become an authorized user on someone else's credit card . Being an authorized user means you have the ability to use person's credit card, but not the responsibility of making payments. Once you're an authorized user, the entire account history is added to your credit report and factored into your credit score. If you're added to someone's credit card, it should ideally be a friend or family member's account with a low balance and no history of late payments.
Get a secured credit card or two, with higher credit limit if you can afford . A secured credit card is easier to get approved for if you You can control the credit limit on a secured credit card by paying a higher security deposit. Being responsible with bigger credit limits will help boost your credit score and allow you to qualify for unsecured credit cards with high credit limits.
Make sure you pay on time each month . Once you have accounts of your own, paying on time is the best thing you can do to build a good credit score.